Stock market guide for Agency Life: all 7 stocks explained

How prices move

Share prices move a little during the day and take a bigger step every year. Each company follows its own business: CityFuel moves with the oil price, Agency Housing AG with the housing market, and events in the city can push any of them up or down. Good companies also pay a yearly dividend.

All seven stocks

Risk means how much a price can swing in a year. Higher risk brings higher expected growth, but also bigger losses.

Savings plans

Instead of buying by hand, you can set up a savings plan for any stock: €500, €1,000, €2,500, €5,000 or €10,000 a year, bought automatically at every new year. It is the easiest way to build wealth over a long life, because you buy at good and bad prices alike.

Insider tips

If you know people in a company, you sometimes hear a tip that its stock will jump next year. Buying on it is insider trading. If it works, the price rises sharply, but the financial authority looks at suspicious purchases, and if it catches you, the shares you bought are seized.

A simple strategy

Put the core of your money into the Central Bank and Agency Housing for dividends and stability, add Harbor Logistics and CityFuel for balance, and keep only a small part in NetCore, Velvet and Uni BioLab for the chance of a big win. Think in decades, not days, and never invest money you need for rent, loans or a lawyer.

Remember that money in your account only earns 1.5 percent while inflation eats it. Stocks and real estate keep their real value. Combine both with the tips from how to get rich.